Hit and Run Accidents
The NHTSA, National Highway Traffic Safety Administration, states that a “hit and run” accident is any event that a “driver crashes into another vehicle, a pedestrian, or onto private property, then leaves without identifying himself, rendering aid, or both.” Not only is a hit and run accident dangerous, but it is also illegal, and disrespectful, accounting for 11 out of 100 traffic accidents that occur in the U.S., according to the NHTSA. In the event that you were a victim of a hit and run accident, call El Cajon car accident lawyer at the Sargent Law Firm today.
Due to hit and run accidents, in the El Cajon area, 23 people were killed, with many victims injured badly just in 2014 alone. Many of these hit and run accident involved cards and pedestrians or cyclists, but it’s not uncommon for it to happen between two vehicles, which can leave the law obeying citizen confused and not sure where to go for help.
How Do I Go About Finding Help After A Hit & Run?
At times, the other driver will flee the accident right away. In other instances, the driver who was responsible of the accident will stay around before finally opting out the procedure of exchanging information. If you are in a position where a hit and run has occurred, do your best to document everything you can about the scene of the accident, the driver, the vehicle, and the license plate. At this point, contact a local police station to file a police report with as much information as possible.
At this point, it’s unfortunate that you must prepare for an uphill battle with your insurance company; in California, the “bright-line rule” (explained below) was adopted in regards to the insurance coverage after a hit and run accident.
Uninsured Drivers in the Case of a Hit & Run
After a hit and run, only one insurance company and policy will be involved, which is of course the victim’s, having the policyholder which will be mandatory to create a claim under his/her Uninsured Motorist (UM) provisions. Applied specifically to coverage for a hit and run incident, there are a number of coverage rules that are known as bright-line rules, specifically:
• Physical contact has to be between both vehicles in the accident.
• The driver insured has to file a police report within 24 hours of the hit and run accident.
• The person insured must file a statement with their insurance company before 30 days are up.
Ultimately determined by the legislature that hit and run incidents have become a common drain in cost on the insurance industry as a whole, these rules are fulfilled to help those who are in a sincere hit and run accident. After a hit and run, call attorney Ryan Sargent to help for a fast and smoot recovery. This could include health insurance, uninsured motorist coverage, and other insurance overage options that could be available to you.
Contact an El Cajon Car Incident Lawyer Today!
Contact the Sargent Law Firm right away if you have been hit in a dangerous hit and run accident in the El Cajon area: 855-209-3997.