Hit and Run Accidents
The NHTSA, National Highway Traffic Safety Administration, states that a “hit and run” accident is any event that a “driver crashes into another vehicle, a pedestrian, or onto private property, then leaves without identifying himself, rendering aid, or both.” Not only is a hit and run accident dangerous, but it is also illegal, and disrespectful, accounting for 11 out of 100 traffic accidents that occur in the U.S., according to the NHTSA. If a hit and run accident changed your life, contact the Sargent Law Firm today for help from an experienced Murrieta auto accident attorney.
Locally, 23 victims were killed in the Murrieta area due to hit and run accidents in 2014, not to mention the countless victims who were seriously injuries. Typically a hit and run accident occurs when a vehicle hits a pedestrian or a cyclist; however, there are definitely times were a vehicle can hit and run another vehicle, this leaves the law-abiding driver confused and often frustrated with the wonder of what to do to go for help.
Where to Go For Help After a Hit & Run Occurrence
Certainly there are many times where the driver will leave the accident almost immediately. Sometimes the other driver will stay near the scene for a while before making the decision to relinquish the formalities of giving and receiving information. If this does occur where the other driver does not participate, ensure that you make not about the vehicle, license plate, driver, and the scene of the accident. At this point, contact a local police station to file a police report with as much information as possible.
In this event, California has embraced the “bright-line rule” (explained below), this rule has to do with the insurance overage after a hit and run accident and it can be an uphill battle.
Uninsured Driver Coverage for Hit & Run Incidents
After a hit and run, only one insurance company and policy will be involved, which is of course the victim’s, having the policyholder which will be mandatory to create a claim under his/her Uninsured Motorist (UM) provisions. There are many coverage rules that are considered as bright-line rules, adapted by the California Legislature that apply directly to a coverage for a hit and run accident, including:
• Physical contact has to be between both vehicles in the accident.
• The motorist that is insured have to file a police report within a 24 hour timeframe of the hit and run.
• Within 30 days of the accident, the insured has to file a claim with the insurance company.
In order to ensure that claims are only used for legitimate hit and run accidents only, these rules are implemented so that the insurance industry does not have to lose more money. Talk to personal injury attorney Ryan Sargent about what you can do after a hit and run. You have the possibility of receiving benefits like uninsured motorist coverage, health insurance, and other types of insurance coverage.
Contact a Murrieta Car Incident Lawyer Today!
If you’re unsure what to do after you’ve been a victim in a hit and run accident, in the Murrieta area, don’t hesitate to call the Sargent Law Firm now: 855-209-3997.