Hit and Run Accidents
According to the National Highway Traffic Safety Administration (NHTSA), a “hit and run” incident is any accident where “a driver crashes into another vehicle, a pedestrian, or onto private property, then leaves without identifying himself, rendering aid, or both.” Not only is a hit and run accident dangerous, but it is also illegal, and disrespectful, accounting for 11 out of 100 traffic accidents that occur in the U.S., according to the NHTSA. If a hit and run accident changed your life, contact the Sargent Law Firm today for help from an experienced Riverside auto accident attorney.
Due to hit and run accidents, in the Riverside area, 23 people were killed, with many victims injured badly just in 2014 alone. Typically a hit and run accident occurs when a vehicle hits a pedestrian or a cyclist; however, there are definitely times were a vehicle can hit and run another vehicle, this leaves the law-abiding driver confused and often frustrated with the wonder of what to do to go for help.
What Should I Do If I’ve Been In a Hit & Run Accident?
Certainly there are many times where the driver will leave the accident almost immediately. Sometimes the other driver will stay near the scene for a while before making the decision to relinquish the formalities of giving and receiving information. If this does occur where the other driver does not participate, ensure that you make not about the vehicle, license plate, driver, and the scene of the accident. At this point, contact a local police station to file a police report with as much information as possible.
At this point, it’s unfortunate that you must prepare for an uphill battle with your insurance company; in California, the “bright-line rule” (explained below) was adopted in regards to the insurance coverage after a hit and run accident.
Uninsured Driver Coverage for Hit & Run Incidents
After a hit and run, only one insurance company and policy will be involved, which is of course the victim’s, having the policyholder which will be mandatory to create a claim under his/her Uninsured Motorist (UM) provisions. There are many coverage rules that are considered as bright-line rules, adapted by the California Legislature that apply directly to a coverage for a hit and run accident, including:
• There has to be physical contact between the victim and the driver at fault.
• Within 24 hours of the hit and run, the insured driver must file a police report.
• Within 30 days of the accident, the insured has to file a claim with the insurance company.
In order to ensure that claims are only used for legitimate hit and run accidents only, these rules are implemented so that the insurance industry does not have to lose more money. Talk to personal injury attorney Ryan Sargent about what you can do after a hit and run. Insurance coverages like uninsured driver coverage, health insurance, possible other options could be accessible to you.
Don’t Hesitate to Call a Riverside Car Accident Lawyer Today!
If you or someone you love was the recent victim of a hit and run incident in the Riverside area, and you need help, please contact the Sargent Law Firm today: 855-209-3997.