Hit and Run Accidents
According to the National Highway Traffic Safety Administration (NHTSA), a “hit and run” incident is any accident where “a driver crashes into another vehicle, a pedestrian, or onto private property, then leaves without identifying himself, rendering aid, or both.” A hit and run occurrence is not only extremely disrespectful, but it’s also dangerous and illegal – the NHTSA reports that 11 out of every 100 traffic accidents throughout the U.S. are hit and run accidents. In the event that you were a victim of a hit and run accident, call Vista car accident lawyer at the Sargent Law Firm today.
Locally, 23 victims were killed in the Vista area due to hit and run accidents in 2014, not to mention the countless victims who were seriously injuries. Typically a hit and run accident occurs when a vehicle hits a pedestrian or a cyclist; however, there are definitely times were a vehicle can hit and run another vehicle, this leaves the law-abiding driver confused and often frustrated with the wonder of what to do to go for help.
Where to Go For Help After a Hit & Run Occurrence
At times, the other driver will flee the accident right away. Other times, the motorist at fault will linger around before deciding to decline the procedures of exchanging info between the other driver. If you are in a position where a hit and run has occurred, do your best to document everything you can about the scene of the accident, the driver, the vehicle, and the license plate. Now you need to provide all of the information you gathered at the scene of the accident to your local police.
At this point, it’s unfortunate that you must prepare for an uphill battle with your insurance company; in California, the “bright-line rule” (explained below) was adopted in regards to the insurance coverage after a hit and run accident.
Uninsured Drivers in the Case of a Hit & Run
The policyholder is now required to make a claim under the Uninsured Motorist (UM) provisions due to the fact that in a hit and run accident, there is just one insurance company and policy involved being the victim’s. Applied specifically to coverage for a hit and run incident, there are a number of coverage rules that are known as bright-line rules, specifically:
• There has to be physical contact between the victim and the driver at fault.
• Within 24 hours of the hit and run, the insured driver must file a police report.
• The insured individual is required to file a claim with the insurance company during the first 30 days after the incident.
In order to ensure that claims are only used for legitimate hit and run accidents only, these rules are implemented so that the insurance industry does not have to lose more money. After a hit and run, call attorney Ryan Sargent to help for a fast and smoot recovery. Insurance coverages like uninsured driver coverage, health insurance, possible other options could be accessible to you.
Don’t Hesitate to Call a Vista Car Accident Lawyer Today!